Send money
To anyone on DERSA Pay, by their phone number. It arrives in seconds.
Live across Ethiopia
DERSA Pay
Hold money, send it to somebody, pay a bill, and pay for everything DERSA does — from one balance.
What DERSA Pay does
Scan and pay
Pay a shop or a person with an EthQR code, the same standard the banks use.
Pay for rides and orders
No cash to find, no change to count. The fare is settled when you arrive.
Protected by a PIN
Every payment needs your six-digit PIN, and you can freeze Pay from the app at any time.
You can start without a bank account
You open it with a phone number and an ID. Cash still works everywhere DERSA does, and nothing pushes you into using the wallet instead.
Adding and withdrawing money works through the channels DERSA has actually connected. A provider that is not connected is not listed on this page, because a logo is a promise.
When money is held
When you book, the fare is held rather than taken. If the trip does not go ahead, the hold is released.
If a transaction looks wrong, dispute it in the app. A person looks at every dispute, and you are told what was decided and why.
What you get
Send money in seconds
To a phone number. They do not need the app open.
Pay by QR
Scan at a shop, or show yours to be paid.
Your money, accounted for
Every movement is recorded in a double-entry ledger. Your balance is not a number somebody can edit.